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Compare Critical Illness with Clarity

Sam Hubbard, Encompass FS
TenetLime Adviser of the Year 2013

“If you are serious about doing protection business then this is a fantastic tool that you should not be without...”

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Existing Versus New Plan Comparison


Membership Information


When considering replacing existing cover this feature allows the comparison of an existing plan with a current plan based upon statistics of an event occurring behind definitions and claims experience.


We have further extended the historic policy comparison again to now include Standard Life, Canada Life, Manulife and Albany Life.

These are the providers for which we had the highest number of requests from members. Adding these into the comparison database takes a substantial amount of research and so we prioritise based on members requests as we extend the coverage.

The historic comparison list now includes over 400 policies:

AA Life (2013-2018)

Bright Grey LLP (2010-2015*)

Royal London (2015-2018)

Aegon (2000-2018)

BUPA (1997-2011*)

Sainsbury's Bank (2013-2018)

Ageas (2008-2015*)

Canada Life  (1995-2004), (2015-2018)

Santander (2013-2018)

AIG (2015-2018)

Canada Life International (2001-2003*)

Scottish Mutual Pegasus (1998-2000*)

AIG Key3 (2015-2018)

Foresters (2009-2017)

Scottish Provident (1996-2017*)

Albany Life (1991-1996*)

Friends Life (2011-2017*)

Scottish Provident Pegasus (2001-2009*)

Allied Dunbar Lifestyle, Lifestyle Plus (1995-2003*)

Friends Provident (2000-11*)

Scottish Widows (2000-2018)

Allied Dunbar Mortgage, Mortgage & Family Protector (2001-2003*)

HSBC (2002-2018)

Scottish Widows Protect (2015-2018)

Aviva (1994-2016*)

J Rothschild Assurance (1992-2002*)

Skandia (1991-2014*)

Aviva Life Insurance+ (2016-2018)

Legal & General (1996-2018)

Standard Life (1997-2007*)

Aviva Relevant Life (2016-2018)

LV (2001-2018)

St James's Place (2002-2007*)

AXA (2004-2011*)

Manulife (1991-1994*)

Sun Life (2014-2018)

AXA Lifecare (1995-2004*)

Nationwide (2013-2018)

Tesco (2013-2017*)

Barclays (2013-2018)

NFU Mutual (1997-2017*)

Zurich (1995-2018)

Beagle Street (2013-2018)

Old Mutual Wealth (2014-2018)


Bright Grey (2004-2015*)

Royal Liver (2005-2010*)








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* indicates this was the final date this provider updated their policy
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